Get pre-approved for a mortgage

You might have an idea how much house you can afford but will your bank be on the same page? Before you fall in love with a house, take the time to get pre-approved for a mortgage so you know exactly how much you're comfortable spending. As a bonus, your offer will appear much stronger to sellers concerned about your ability to qualify for financing because you'll be able to include a pre-approval letter with your offer.

During the pre-qualification process you'll learn:

  • The size of the mortgage you can afford.
  • How much cash you'll need for the down payment.
  • The minimum down-payment, as well as the advantages of higher down-payments.
  • What the bank feels you can afford for a monthly payment.
  • How much you're comfortable spending, given your income and budget.

At Lake & City Homes we help buyers get pre-approved for mortgages every day. Simply fill out the form below to get started.

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At Lake & City Homes we respect your privacy and would not dream, under any circumstances, of sharing it with anyone apart from one of our preferred mortgage lenders. This service is provided free of charge, without obligation, and is just one of the many services offered by the top Madison real estate agents at Lake & City Homes Realty.

Getting pre-approved for a mortgage is the right first step to take in the process of buying a home. Please take advantage of this free, no obligation service and feel secure in knowing that you're going about the process correctly. Just fill out the form and we'll get back to you immediately so you can start focusing on finding the home of your dreams!