The new FHA policy was announced not long ago, which will reduce annual mortgage insurance premiums or MIP on FHA Loans. This news was announced by President Obama and the National Association of REALTORS believes the annual MIP will see a reduction of 0.5% to 0.85%.

This reduction will help first-time borrowers and many other borrowers obtain home loans they would not be able to get any other way. This can help renters go from renting to buying and help others get into the home they really want.

Tips for Buying a Home Under this New Policy

As you start home shopping, it's important to understand what this new FHA policy may do for you. Here are a few tips to help you navigate the new policy.

Consider What you can Comfortably Afford

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Finding the right type of park for your needs isn't always easy. However, in the city of Madison, the hardest part is the fact that there are so many good choices. Here's a look at some of the best parks found throughout the city.

Olin Park

Found on John Nolen Drive, this park provides an amazing view of the Capitol and Lake Monona. It provides more than 47 acres of space and plenty of amenities and activities including:

  • Fishing
  • A Boat Launch
  • A Beach
  • Open Fields
  • A Playground
  • Soccer fields
  • And More!

James Madison Park

Found off East Gorham Street, this park is a bit smaller with only 12 acres of space. However, it's right on Lake Mendota and provides plenty of things to do including:

  • A B-Cycle Station
  • A…

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Breakfast is the most important meal of the day. Heading to the right place for a hot meal to start the day can make a huge difference. Here are some of the top breakfast spots throughout Madison.

Lazy Jane's Café and Bakery - 1358 Williamson Street

Whether you want to just get something light and a cup of coffee or you want a full breakfast, this is the right place for you. Lazy Jane's opens at 7am during the week and 8am on the weekend for breakfast. Choose from all types of baked goods or meals with eggs, bacon, hash browns and more.

Marigold Kitchen - 118 South Pinckney Street

Breakfast starts at 7am at the Marigold Kitchen every day of the week, except Sunday when it starts at 8am. You will find all types of homemade foods here…

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Art Gallery

Discovering the art of Madison can be quite a bit of fun. The galleries and museums are plentiful throughout the area. Whether you're new to the city or just have yet to get out and discover the art, it's time to do so. Here are some of the galleries and museums you can enjoy.

Artisan Gallery - 6858 Paoli Road, Paoli

This gallery has been around since 1987 and provides some of the finest art in the area. They have a reputation for the largest collection in Wisconsin with over 100 artists on display. They are found to the southwest of Madison in the historic town of Paoli. The gallery is open from 10am to 5pm Tuesday through Sunday and provides extended hours around the holidays.

Chazen Museum of Art - 750 University Avenue, Madison


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